AIA Car Insurance, Allianz Motor Insurance, and Roadtax Kereta Calculator

Car Insurance Calculator: Calculate Vehicle/Car Insurance Premium Online

Car ownership in Malaysia brings both freedom and responsibility. One of the essential responsibilities is securing the right car insurance. In this comprehensive guide, we’ll delve into the intricacies of car insurance in Malaysia, exploring key players like AIA Car Insurance and Allianz Motor Insurance, as well as the handy tool, the Roadtax Kereta Calculator.

Understanding Car Insurance in Malaysia

Car insurance, also known as motor insurance, is a financial safeguard for vehicle owners. It’s not just a choice; it’s a legal requirement in Malaysia under the Road Transport Act 1987. Car insurance provides protection against various unforeseen events, including accidents, theft, and third-party liabilities.

Types of Car Insurance

  • Third-Party Insurance: This is the most basic form of car insurance and the minimum legal requirement in Malaysia. It covers damages and bodily injuries caused to third parties in accidents where you are at fault.
  • Comprehensive Insurance: Comprehensive insurance offers more extensive coverage, including protection against theft, fire, natural disasters, and your own vehicle’s damage, in addition to third-party coverage.

AIA Car Insurance: A Trusted Choice

AIA Car Insurance is a reputable name in the Malaysian insurance industry. It offers a range of insurance products tailored to meet the diverse needs of car owners. Here are some key features of AIA Car Insurance:

  • Comprehensive Coverage: AIA provides comprehensive coverage, ensuring that you’re protected against accidents, theft, and more.
  • No Claims Discount (NCD): AIA rewards safe driving with significant NCD discounts. The longer you go without making a claim, the more you save on your premiums.
  • 24/7 Assistance: AIA offers round-the-clock roadside assistance, ensuring that you’re never left stranded in case of breakdowns or emergencies.

Allianz Motor Insurance: A Leading Provider

Allianz Motor Insurance is another prominent player in the Malaysian insurance market. Here are some notable features of Allianz Motor Insurance:

  • Comprehensive Protection: Allianz offers comprehensive coverage, extending to accidents, theft, and natural disasters.
  • Cashless Repairs: Policyholders can benefit from cashless repairs at authorized workshops, streamlining the claims process.
  • Online Convenience: Allianz provides easy online access for policy management and claims submissions, enhancing convenience for customers.

Roadtax Kereta Calculator: Simplifying Road Tax Calculations

In Malaysia, road tax, or “roadtax kereta,” is an essential component of car ownership. It’s an annual fee that vehicle owners must pay to legally drive on Malaysian roads. The amount of road tax is calculated based on your vehicle’s engine capacity (cc) and fuel type. The Roadtax Kereta Calculator is a valuable tool that simplifies this calculation.

How to Use the Roadtax Kereta Calculator

  • Engine Capacity: Enter your vehicle’s engine capacity in cubic centimeters (cc).
  • Fuel Type: Select the type of fuel your vehicle uses, whether it’s petrol or diesel.
  • Calculate: Click the calculate button, and the tool will provide you with the exact road tax amount you need to pay.

Using the Roadtax Kereta Calculator ensures that you accurately determine your road tax, preventing any legal issues or fines associated with non-payment.


Car insurance and road tax are integral aspects of car ownership in Malaysia. Providers like AIA Car Insurance and Allianz Motor Insurance offer comprehensive coverage and convenience to ensure that you’re well-protected on the road.

Understanding the nuances of car insurance, utilizing NCD discounts, and utilizing tools like the Roadtax Kereta Calculator for precise road tax calculations are essential steps in responsible car ownership. With the right insurance and road tax compliance, you can enjoy the freedom of the open Malaysian roads with peace of mind, knowing that you’re prepared for any unexpected events.